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SOLAR INSTALLATIONKelowna

GUIDE — UTILITY RULES

FortisBC vs BC Hydro Solar in 2026

Rebates, net metering, the new 10¢ export rate, and why the name on your power bill matters more than the panels you choose.

Residential electricity meter and solar disconnect switch on a stucco wall

THE SHORT ANSWER

Kelowna is FortisBC. FortisBC has no solar rebate, and BC Hydro’s rebate isn’t available to FortisBC customers. But FortisBC still offers net metering with a kWh bank, which credits a right-sized system at close to your full energy rate. On an 8 kW home system that means a payback around year 14 on FortisBC, against about year 14 on BC Hydro after its rebate.

AS OF OCTOBER 2026 · CHECKED AGAINST FORTISBC, BC HYDRO AND BCUC SOURCES

CHECKER

Which rules apply to you?

Pick the name at the top of your power bill.

WHAT NAME IS AT THE TOP OF YOUR POWER BILL?

FORTISBC — WHAT APPLIES

Solar rebate
None
Exports
Banked as kWh, used in later bills
Year-end surplus
Settled once a year at a low rate
Size limit
50 kW, sized to your yearly use
Paperwork
Net-metering application → approval to build → Interconnection Agreement
8 kW payback
about year 14

This is you if you live anywhere in Kelowna.

BC HYDRO — WHAT APPLIES

Solar rebate
$1,000/kW, up to $5,000
Exports
Flat 10¢/kWh on each bill (since July 1, 2026)
Year-end surplus
No bank; credited as you go
Size limit
Up to 300 kW on the self-generation rate
Paperwork
Rebate via an HPCN member; self-generation application
8 kW payback
about year 14, after the rebate

Across the bridge, not in the City of Kelowna.

A MUNICIPAL UTILITY — WHAT APPLIES

Solar rebate
Depends on the city
Exports
Set by the municipal utility
Year-end surplus
Varies
Size limit
Varies
Paperwork
Apply to the city’s electric utility
8 kW payback
Modelled case by case

Outside Kelowna; ask us and we’ll check the rules.

SIDE BY SIDE

FortisBC and BC Hydro solar rules compared

FortisBC (Kelowna)BC Hydro (westside & most of BC)
Solar rebateNone$1,000 per kW, up to $5,000 (≤ 50% of cost)
Battery rebateNone$500 per kWh, up to $1,500; up to $5,000 with Peak Saver
How exports are creditedBanked as kWh, used in later billsFlat 10¢ per kWh on each bill (new customers since July 1, 2026)
Year-end surplusSettled once a year at a low producer rateNo bank to settle
Size limit50 kW, sized to expected yearly useUp to 300 kW on the self-generation rate
InstallerLicensed electrical contractorHPCN member to design and install for the rebate
8 kW payback (our model)year 14year 14 after the rebate

Program details as of October 2026. Both utilities are regulated by the BC Utilities Commission, and programs change; we confirm the rules for your address in every quote.

Why all of Kelowna is FortisBC

Kelowna’s electricity history explains a lot of the confusion online. For decades central Kelowna had its own City-owned electric utility, while FortisBC (and its predecessor, West Kootenay Power) served the rest of the city. FortisBC ran the City’s system under contract from 2000, then bought it outright in 2013 after the BC Utilities Commission approved the sale. About 15,000 central Kelowna customers moved onto FortisBC bills.

So today the whole City of Kelowna buys its power from FortisBC. BC Hydro’s nearest customers are across the lake, in West Kelowna, Westbank and Peachland, which is why so many Okanagan solar pages mix the two up. Advice that is right for a West Kelowna home, such as “claim your $5,000 BC Hydro rebate”, is simply wrong for a home in Glenmore or the Mission.

FortisBC net metering, explained

FortisBC’s net-metering program lets residential, commercial and irrigation customers connect renewable generation on their own property, up to 50 kW. The system is meant to offset your own use, so it should be sized to your expected yearly consumption, and the power can only serve your own property.

Here is how the credit works. In a billing period where your panels make more than you use, the surplus goes into a kilowatt-hour bank. In later periods, when you use more than you make, the bank is drawn down first. Because the credit is kept in kWh rather than dollars, a banked summer kilowatt-hour offsets a winter kilowatt-hour at whatever your energy rate is at the time.

Once a year, anything left in the bank is settled at the rate FortisBC pays other power producers. That rate is far lower than the retail rate you pay, which is why oversizing doesn’t pay on FortisBC. A system sized to your use rarely has much left at settlement, so almost every kilowatt-hour it makes is worth about the full energy charge, around 15.5¢ in 2026.

The application runs in four steps: submit the net-metering application, get FortisBC’s approval to build, build and pass inspection, then sign the Interconnection Agreement so FortisBC can set your meter.

BC Hydro’s rebate, for westside readers

BC Hydro offers $1,000 per kW of installed solar capacity, capped at 50% of the installed cost and $5,000 for a home. Batteries get $500 per kWh, up to $1,500, or up to $5,000 if the battery is enrolled in the Peak Saver program, which lets BC Hydro draw on it at times of peak demand. Battery-only systems qualify only with Peak Saver. Funding is first come, first served.

BC Hydro directs rebate applicants to a member of the Home Performance Contractor Network (HPCN) to design and install the system, and the rebate is paid after the system is connected.

The July 1, 2026 change at BC Hydro

On July 1, 2026, BC Hydro closed its old net-metering rate to new customers. New solar customers are on a Self-Generation Service Rate that credits exported power at a flat 10¢ per kWh on each bill, instead of banking kilowatt-hours. Customers who took a BC Hydro solar rebate moved onto the new rate; other existing net-metering customers keep the old rate for a transition period before moving across.

Ten cents is less than BC Hydro’s step-2 energy charge, so a BC Hydro home now gets the most value from the solar it uses itself, as it is made. The rebate softens that. On our model, the two effects roughly cancel out, which is why the payback on each utility lands in about the same place. None of this changes anything for FortisBC customers in Kelowna.

PAYBACK

What the difference is worth

The same 8 kW system, priced at $23,200, on each utility. FortisBC: no rebate, every kilowatt-hour offsets about 15.5¢. BC Hydro: $5,000 rebate, 40% of output used as it is made, 60% exported at 10¢.

Full cost guide

Cumulative savings of an 8 kW system, FortisBC vs BC Hydro On FortisBC the 8 kW system costs $23,200 and pays back in year 14. On BC Hydro it costs $18,200 after the rebate and pays back in year 14. 0k10k20k30k40k50k60kY1Y5Y10Y15Y20Y25 FortisBC price $23,200 BC Hydro after rebate $18,200
FIG. P Cumulative savings, 8 kW. Solid: FortisBC (no rebate, kWh bank), payback year 14. Dashed: BC Hydro (rebate, 10¢ exports), payback year 14. 3% a year rate rise, 0.5% panel ageing.

Money that applies on either utility

  • PST exemption. Solar panels are exempt from BC’s provincial sales tax, and so are the inverters, wiring and controllers sold as part of a system with the panels. Batteries are not exempt.
  • Business tax credit. Businesses, farms and wineries may qualify for the federal Clean Technology Investment Tax Credit, up to 30% of eligible costs. Ask your accountant before you sign.
  • Federal home programs. The Canada Greener Homes Loan is closed to new applicants. If a site still tells you to apply, it is out of date.

What to check on your bill

Three numbers on your FortisBC bill matter for sizing: the kWh used in each billing period (twelve months of them, ideally), the energy charge per kWh, and whether you are on a residential, commercial or irrigation rate. Bring a year of bills to your assessment, or download them from your FortisBC account, and we can size the system in one sitting.

If your bill says BC Hydro, you are almost certainly outside the City of Kelowna. We still model your home, but on BC Hydro’s rules.

QUESTIONS

Utility and rebate questions

  1. Q01Do Kelowna homeowners qualify for BC Hydro’s solar rebate?
  2. Q02Does FortisBC offer a solar rebate?
  3. Q03How does FortisBC net metering credit my solar?
  4. Q04What is BC Hydro’s new 10 cent rate?
  5. Q05Is solar still worth it without a rebate?
Q01Do Kelowna homeowners qualify for BC Hydro’s solar rebate?

No. BC Hydro’s solar and battery rebates are only for BC Hydro customers, and BC Hydro says customers of other utilities such as FortisBC are not eligible. The City of Kelowna is FortisBC territory.

Q02Does FortisBC offer a solar rebate?

Not as of October 2026. FortisBC offers net metering for solar owners but no solar rebate.

Q03How does FortisBC net metering credit my solar?

Surplus power in a billing period is banked as kWh credit and used against later bills. Anything left at the end of the annual period is settled once, at the much lower rate FortisBC pays other power producers. Systems are capped at 50 kW and should be sized to your expected yearly use.

Q04What is BC Hydro’s new 10 cent rate?

Since July 1, 2026, new BC Hydro solar customers are on a Self-Generation Service Rate that credits exported power at a flat 10¢ per kWh on each bill, replacing the old kWh-bank net metering for new customers.

Q05Is solar still worth it without a rebate?

For a typical Kelowna home on FortisBC, an 8 kW system costs about $23,200, saves about $1,488 in year one and pays back around year 14. Because FortisBC banks exports at full value, the missing rebate is largely made up by the better export credit.

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